Now showing items 73-75 of 3455

    • Users as Service Innovators: The Case of Banking Services 

      Oliveira, Pedro; von Hippel, Eric A. (Cambridge, MA; Alfred P. Sloan School of Management, Massachusetts Institute of Technology, 2009-08)
      Many services can be self-provided. An individual user or a user firm can, for example, choose to do its own accounting – choose to self-provide that service - instead of hiring an accounting firm to provide it. Since ...
    • Profiting from voluntary information spillovers: How users benefit by freely revealing their innovations 

      Harhoff, Dietmar; Henkel, Joachim; von Hippel, Eric A. (Cambridge, MA; Alfred P. Sloan School of Management, Massachusetts Institute of Technology, 2009-01)
      Empirical studies of innovation have found that end users frequently develop important product and process innovations. Defying conventional wisdom on the negative effects of uncompensated spillovers, innovative users also ...
    • Systemic Risk and the Refinancing Ratchet Effect 

      Khandani, Amir; Lo, Andrew W.; Merton, Robert C. (Cambridge, MA; Alfred P. Sloan School of Management, Massachusetts Institute of Technology, 2009-09-13)
      The confluence of three trends in the U.S. residential housing market - rising home prices, declining interest rates, and near-frictionless refinancing opportunities - led to vastly increased systemic risk in the financial ...