Sloan School of Management: Recent submissions
Now showing items 73-75 of 3455
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Users as Service Innovators: The Case of Banking Services
(Cambridge, MA; Alfred P. Sloan School of Management, Massachusetts Institute of Technology, 2009-08)Many services can be self-provided. An individual user or a user firm can, for example, choose to do its own accounting – choose to self-provide that service - instead of hiring an accounting firm to provide it. Since ... -
Profiting from voluntary information spillovers: How users benefit by freely revealing their innovations
(Cambridge, MA; Alfred P. Sloan School of Management, Massachusetts Institute of Technology, 2009-01)Empirical studies of innovation have found that end users frequently develop important product and process innovations. Defying conventional wisdom on the negative effects of uncompensated spillovers, innovative users also ... -
Systemic Risk and the Refinancing Ratchet Effect
(Cambridge, MA; Alfred P. Sloan School of Management, Massachusetts Institute of Technology, 2009-09-13)The confluence of three trends in the U.S. residential housing market - rising home prices, declining interest rates, and near-frictionless refinancing opportunities - led to vastly increased systemic risk in the financial ...